Tips on Navigating a Roof Insurance Claim

Tips on Navigating a Roof Insurance Claim

Filing a roof insurance claim isn’t exactly a straightforward process, and a little know-how can save you time and effort, both of which can be critical if your roof requires immediate repair.

Make Sure You’ve Read and Understood the Roofing Paperwork

Many people make the mistake of looking at their warranty paperwork – be it for a new car, smartphone or television – only when there’s an emergency. Don’t make the same mistake with your roof. If you haven’t read through the warranty paperwork, do so at the earliest convenience. Pay attention to exclusions, or conditions that may void the roofing warranty. If you have questions about the warranty coverage, your roofer will be happy to answer them. You must understand how particular warranties tie into the cost of your homeowner’s insurance.

Document as Much as You Can

Your insurance provider needs a record of the damage to your roof to accurately calculate your insurance coverage. However, sometimes you may need to move do some repair work before your adjuster views the property. In such cases, take pictures of the damage before you do so. It may sound impractical, but it may be beneficial when you file your claim.

Your Insurance Adjuster Is Your Friend

Insurance adjusters may look intimidating, but they’re actually not. If they seem to be in a hurry all the time, that’s because they’re probably dealing with several other cases in your area. They need to have relevant documentation as fast as they can in order to get your insurance claim going.

It also helps to have your trusted roofer on-site at the same time as your insurance adjuster. In addition to providing accurate documentation of the roofing damage, roofers like us can provide a written quotation of the repair costs. This is why we recommend calling your roofing contractor first before your insurance adjuster. Insurance processes may not be expedited, but working with a knowledgeable contractor can help avoid delays.

Superior Roofing is your leading provider of roofing services, including roof repair as well as assistance with storm damage and insurance claims. Give us a call at (334) 298-5253, or fill out our contact form. We serve customers in Columbus, GA, and Auburn, AL.